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The loan to value ratio while buying a house is usually based on the loan amount which is left after paying the down payment. As everyone knows, a financial crisis can creep up on you at any given time and without any type of warning. Not everyone is prepared for unexpected expenses such as car … Continue reading Why Is It Necessary To Make Down Payments While Purchasing House?
Don’t Overbid On a Home Make sure your home is in an area with rising real estate prices, so the lender will be more likely to approve the loan. Also, find out the appraised value of the home before making a bid to ensure you don’t go over your limit. Be Flexible When you apply … Continue reading Build Your Own Sweet Home With Zero Down Payment